The simple fact is that private health insurance is a waste of money for the majority of people in Australia https://www.abc.net.au/news/2019-07-16/report-warns-australian-private-healthcare-struggling-to-cope/11311746 … via @ABCNews
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I so want to do a long form blog post about this
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Do it. It's amazing how many myths there are about PHI in Australia. I'm a relatively informed consumer and even after reading the detailed documents am unsure about what the specifics of my cover are

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As a "young healthy person", I wouldn't want to wait for a knee or shoulder reconstruction if I injured myself being active.
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