Ok, for the last time COFFEE SPENDING ISN'T GOING TO DETERMINE ANYONE'S FINANCIAL FUTURE If you never buy a coffee, save every cent, you'll still save far less than someone on a living wage
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Case in point: my wife and I managed to buy an apartment not because we are both thrifty - although we are - but because we both finished training programs and got raises
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You mean, if you deny yourself everything, the amount you save miraculously multiplies so you're rich? Wow, who'da thunk it.
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