Mmmm that's definitely true but your original point was that PHI acts as a funnel from healthy young people to unhealthy old people and I'd argue that's precisely how a health insurance system should work
And you're not worried at the possibility that this will just create a more unfair PHI system? Because pragmatically, I'd be very surprised if we ever did away with PHI altogether in Aus
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I'm not going to say no to a drastic revamp of PHI. I just don't think it's going to happen because it will upset the older voting base because it will affect them disproportionately.
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Yeh but that's again a function of an effective health insurance system. Making it unfair would perhaps make it easier to dismantle, but would also screw over a lot of vulnerable older people
End of conversation
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