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IDK, I think decentralized stablecoins can work & have a promising future. Models like MIM's overcollateralization system work, but I'd be interested to see an Anchor-like DeFi banking model grown honestly, slowly, and sustainably. (And, crucially, by non-malicious actors.)
We haven't seen a serious attempt at shutting down centralized stables for retail, but we shouldn't get complacent and assume it's not coming. Contingencies are always good, and I think functional, decentralized, stable value storage is an amazing tool to have in our arsenal.
I admire your passion. I am playing devils advocate here.
Change always rattle the status quo .. not everyone is ready for it or are unwilling to accept it
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