I have great employer-sponsored health insurance, and I recently underwent a medical procedure that it fully covers. But there were hoops.
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So all said and done, this procedure, fully covered by insurance, cost me ~$6000 cash and made me pony up another $15k.
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And if I don't get the reimbursement for the $15k fast enough, I pay 10% penalty plus income tax on it.
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But sure. My cell phone is the real problem. Fucking doofus.
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This is why I find the concept of HSA's completely insidious.
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