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EmilyGorcenski's profile
Emily G
Emily G
Emily G
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@EmilyGorcenski

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Emily GVerified account

@EmilyGorcenski

Lead Data Scientist, activist, survivor. Was actually assaulted by an actual right-wing terrorist. Opinions belong only to me, especially the bad ones. she/they

Deep Space Nine
emilygorcenski.com
Joined June 2013

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    1. Emily G‏Verified account @EmilyGorcenski Jun 11

      The Dark Horse Comics drama is so intriguing to me. I'm not defending them. But I get the impression y'all have NO IDEA how common blanket trans exclusions are in small group plans.

      3 replies 21 retweets 86 likes
      Show this thread
    2. Emily G‏Verified account @EmilyGorcenski Jun 11

      Dark Horse is doing nothing different than any of probably 20,000+ other small businesses in the US. What we should be talking about are the 1000+ employee companies who have such prohibitions.

      3 replies 8 retweets 37 likes
      Show this thread
    3. Emily G‏Verified account @EmilyGorcenski Jun 11

      I can't speak for Dark Horse's insurance broker, but here's how it worked when I worked for a 30-person firm who self-insured.

      2 replies 0 retweets 27 likes
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      Emily G‏Verified account @EmilyGorcenski Jun 11

      Companies of that size don't have the scale issues that make insurance work really great. One employee getting sick can cause a lot of cost. So insurance companies offer small group plans tailored to small businesses.

      5:45 AM - 11 Jun 2018
      • 26 Likes
      • Johnny Caligula Benjamin Kissell🦄🏳️‍🌈 should be writing Respectable Cryptid A. Nobles Brin Schuler Spencer Ellsworth is trying his best Brooke 🏳️‍🌈 Else 🌹🦊 Sailor Anarchy
      1 reply 0 retweets 26 likes
        1. New conversation
        2. Emily G‏Verified account @EmilyGorcenski Jun 11

          These plans often have coverage restrictions that kind of "smooth out" the bumps in risk models for groups that size. They necessarily include many exclusions. This is why we need single payer. A firm of 30 isn't big enough to smooth out the bumps enough.

          3 replies 4 retweets 45 likes
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        3. Emily G‏Verified account @EmilyGorcenski Jun 11

          Trans people are 1% of the population. If one trans person joins a company of 30, that company has ~3x trans overrepresentation compared to population average. This fucks up the risk model a lot. Almost all small group plans therefore have trans exclusions. This is fucked up.

          3 replies 13 retweets 55 likes
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        4. Emily G‏Verified account @EmilyGorcenski Jun 11

          It's fucked up because trans healthcare isn't really that costly. And it's fucked up because trans people have a right to medical coverage. But this is a story that is common across 20,000+ small businesses in the US. Why are we going after one business, but not the system?

          3 replies 14 retweets 72 likes
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        5. End of conversation

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