You can have that extra coffee now Dawn!
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It’s nonsense. I’d still have to save £125k for a deposit, when my bills are £2.5k a month (and I have a bloody good income).
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How is the deposit that high, let alone bills that much?!
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But by increasing affordability - the amount you need to have in the bank to purchase - keeps prices high.
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And will house prices suddenly sneak upwards the day that takes effect?
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How would I get an mortgage on my income? All very well only needing a small deposit, but how do I get a mortgage for the rest?!
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I’d be buying alone, with childcare costs to take into account. 2 bed property in this area is minimum £300k
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What would you like me not to pay for? My rent is £1100, childcare £900, council tax £160, utilities and food is the rest ...
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You told me to review my expenditure!! Unfortunately help to buy won’t work for me, or many people in my position. I think this stamp duty
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Policy is for people who can already afford to buy. Not for the likes of me!
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msdawnfoster@gmail.com Tusk is the best Fleetwood Mac album. Only care about LFC.