RENTERS: if your landlord sold up tomorrow and offered you first dibs on your place, could you afford the deposit? https://twitter.com/dawnhfoster/status/1049046933627703296?s=21 …
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I’m deliberately not going to check out the question
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Can "Mirthless Laughter" be made an option?
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My rent is double what the mortgage would be on my current property so I can afford the mortgage payments but don't have enough disposable income to save for a deposit. The irony is exquisitely painful!
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I remember watching an old episode of Doctor Who with David Tennant where the person now living on earth had 1 million pounds in London and the Doctor mentioned something about getting a house and I burst out laughing.
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If tenants aren't in a position to buy when the landlord wants to sell up then second dibs should be given to councils to buy them for social rent. The tenant gets a cheaper more secure home and the stock of social housing rises. Everyone's a winner.
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Well. If all landlords did the same and it flooded the market enough to crush housing prices then... still no.
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This presumes that the landlords have a profit to pay capital gains tax on. Most buy-to-lets have high mortgages to capital ratios and the rise in house prices has been slow(er) for a while. The reason for owning is monthly income. So this might not be much of an incentive.
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msdawnfoster@gmail.com Tusk is the best Fleetwood Mac album. Only care about LFC.