David R. Clark

@DaveclarkR

Senior Actuary with Munich Reinsurance America (though all opinions expressed are my own)

Vrijeme pridruživanja: ožujak 2016.

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  1. 27. sij
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  2. 23. sij

    Cats is widely considered to be one of the worst movies of all time. We should have no duty to defend it.

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    Tonnage rose 4% in December on strong housing starts, closing out an uneven 2019 up 3.3% on the year. 🚛📈 Up 4% in Dec. 2019 🚛📈 Up 3.3% in all of 2019

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  4. 21. sij
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    21. sij

    Commercial auto entering 2020 with some tailwinds. Insurance rates continue to rise while truck tonnage - a measure of stuff being moved around the country - is decelerating. Inflection point?

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  6. 15. sij
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    14. sij

    On the other hand, struggling with something could be a sign that you appreciate complexities that other people don't see. As said, doctors think statistics is easy, but statisticians think it's hard. (2/3)

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    12. sij

    CVN's Top 10 Most Impressive Defense Verdicts of 2019:

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    8. sij

    Check out our picks for the Top 10 Most Impressive Plaintiff Verdicts that CVN covered in 2019:

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  10. 20. pro 2019.

    I really do not need to hear Neal Diamond's version of "The Little Drummer Boy" more than once a year

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  11. 9. pro 2019.
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  12. 4. pro 2019.

    Good observations here. Another question to ask the audience is "what surprises you in this picture?"

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    4. pro 2019.

    Where's the risk in P/C commercial auto? In the liability line and in states shown below. National loss ratio deteriorated by about 5 points, but 11 states saw their L/R rise by more than 10 points, More

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    Looking for meteorological from a global perspective dating back to the 80s? Click here for 's :

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  15. 25. stu 2019.

    "The whole field of AI resembles a giant collective of wizards of Oz. A lot of effort is put in to convincing gullible public that AI is magic, where in fact it is really just a bunch of smoke and mirrors."

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    First up is an Excel(!) tutorial for members by . Excel is more flexible than most people think. And it can be useful for high-quality charts.

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  17. 18. stu 2019.
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    14. stu 2019.

    p(θ|y) ∝ p(θ) * p(y|θ)

    three plots. the first one shows the prior predictive distribution, the middle one shows the maximum likelihood fit, the last one shows the posterior distribution
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  19. 15. stu 2019.
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  20. 11. stu 2019.

    Working remotely is not a benefit to the employee. It is a way of shifting the cost of real estate from the employer to the employee.

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