Please elaborate in simple terms that my non-abstract mind will be able to follow. As far as I know, the world is still addicted and entangled in debt & derivatives that make us vulnerable to shocks. Despite warnings, low interest rates have tempted some who piled on debt.
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Every expert in the last decade has been repeating that interest rates will rise sooner or later, so better lock in your mortgage and straighten your finances will it is easy. Although we should not be blind to that scenario, I wonder if the future trend, except spikes, is for
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