single policy that screws over entrepreneurs, artists, musicians, independent contractors, gig workers. pretty badly.https://twitter.com/realEstateTrent/status/1473043325125115911 …
if you can show consistent revenue there are options, but it again is a major common problem for professional artists and musicians and i’m surprised you haven’t heard about it.
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Those are not normal lines of business, and frankly, not what are normally regarded as contractors. A business is about cash flow. Lending is about future cash flow.
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Of course no bank wants to lend you money for your garage band. But they absolutely will lend money to your software company with a solid book of clients, which is the contractor most likely to pull half a million a year.
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