medium - large loan for a friend to get a house; what interest rate do you charge? (10 year term)
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The government is ill loan them money cheaper then you, so you’re talking about people with life circumstances that make them ineligible for not normal loans. You wanna loan your sketchy cousin $500k?
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startup entrepreneurs, contractors, artists, and musicians are all basically screwed by the system as far as loan access, even if quite successful. so i dispute that these people are sketchy, just less legible to a procrustean system
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