The amount of brainsweat spent on moving invoices (and metadata about invoices) around would astound you.
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If you moved all of the accounts receivable and accounts payable departments into a single company, how big would that company be, by employee count, revenue, and market cap? I think the answer is certainly Fortune 500, probably "in the ballpark of a WalMart."
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Thought occasioned by me spending 10 minutes on a (relatively good!) experience paying a $500 invoice for a routine tradesman-delivered service in Japan, all the while thinking "You know, I am sitting at a machine which can move money *a lot* faster than this."
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