Payoneer is terrible. Google auto-created an account for me there several years ago as part of paying me a $250 open source peer bonus (opensource.google/documentation/). They gave me another $1000 and Payoneer won't let me withdraw without giving them a photo of my passport. Ridiculous.
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Payoneer wants to verify my identity in order to add a bank account. They think it makes sense to do that by asking for someone's birth date. Their software errors out because the account was auto-created for me and I never provided a birth date. It might be set to a placeholder.
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That’s nothing. They wont let me log into my account without an SMS verification. The problem: they can’t send SMS to Thai numbers. I’ve verified my identity with their support staff and asked them to change the phone number for my account — they told me I can do it after i login
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twitter.com/DanielMicay/st was one of the worst experience I've had with financial services. I went months not getting thousands of dollars per month when GitHub Sponsors switched to Stripe. Finally figured out Stripe just needed things entered in a different format than normal.
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End result of Stripe using ACH is a lot nicer but it was a complete disaster getting it working. I went several months without getting money from GitHub Sponsors because Stripe had trouble dealing with sending USD to a Canadian bank instead of converting. Financial services suck.
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I tried contacting my bank for help and they told me I'd have to go into my branch and talk to the manager to set up ACH. Turns out ACH works fine without doing that and the multiple bank support people I talked to were totally wrong. Works fine now without any wire transfer fee.
PayPal is a similar mess. PayPal doesn't want to allow Canadians to withdraw USD. They want you to convert and pay their 2.5% fee. I figured out I could enter the Royal Bank of Canada's virtual US branch information and they think it's an American bank and let me withdraw...
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