I created this to be a generic / reusable Stripe account and now it can apparently ONLY be used for GitHub Sponsors. Logging in just leads to this now:
"This account is linked to a business that works with Stripe. To view details, sign in to their website or app directly."
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I've had nothing but problems with financial services companies like Stripe, PayPal, Shopify, etc. for years. I don't understand how things can be this messed up. They shouldn't expect to continue existing as businesses when the bar for replacing them is so ridiculously low.
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At a certain point, it's probably just easier to contact a lawyer and demand that they turn over the money. Tired of these catch 22 broken systems where there's no way to resolve problems. How is it even possible that anyone else is getting their money out of this nonsense?
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I don't think I'm wrong to think that after companies hang onto thousands of dollars for months, with no real justification, that they should need to start paying damages. If there was a verification problem, they should have told me, instead of just silently keeping the money.
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GitHub Sponsors is going to be matching $5000 of donations if I can get people to donate that much through it in the first year. That makes it worth dealing with this nonsense, but it's still awful. I also really hope Stripe isn't just going to send international wire transfers.
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That's how Google sends out money for bug bounties, and it ends up costing $20 in fees to receive each payment. Hopefully, as a company actually providing financial services, Stripe is capable of doing direct deposit like PayPal. I'll remain skeptical until I get the 1st payout.
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GitHub Sponsors originally wasn't using Stripe, and I was actually getting money out of it before they switched to this. They were sending international wire transfers, which was far from ideal, so hopefully the pain inflicted by this switch to Stripe will at least resolve that.
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It's not a good experience for people elsewhere in the world to receive money from US companies. Also great how they all make you fill out a W-8BEN (which for Canadians leads to 0% withholding tax, but not elsewhere), when a signed statement of no US activities would avoid it.
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wouldn't the GitHub matching count as US activities in this context? completely unfamiliar with this (apart from having to fill out a W-8BEN once) so have no idea what the answer is
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No, all of the money is considered to be GitHub paying me for contract work. The fact that it was paid to me due to people sending money to GitHub to sponsor me isn't relevant for tax purposes with how they have it set up. GitHub is the only party paying me and it's all taxable.
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If they weren't matching donations for the first year, it would have made a lot less sense to set this up since I'll have to pay taxes on all of this income. For donations not going through GitHub, it's not taxable income in Canada as long as I don't provide anything in return.