Storytime about how some human kindness just broke me, because although I’ve been in a wonderful relationship for almost 2 years with a wonderful man, the abuse I went through still makes me feel weird when people are randomly patient and kind to me.
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When I left my ex, my credit score was in the gutter. I failed my check to move into my flat because his bills took priority over mine. My phone bill went into arrears and I still have a CCJ looking over my head today - but they’ve not contacted me due to the situation.
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My landlady took a chance on me and I moved in, bumping up my credit over an entire year to the point were it was actually medium range. Something I never thought I’d see. But when I moved out of the flat and in with Chris, I’d lost my job and it was in the middle of Lockdown 1
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So I missed two payments to my water company for the flat. They never contacted me, I had no idea I’d missed them until I checked my credit score and it had plummeted back down. I contacted them and paid it off but it would still show on my score for 6 years. A stain.
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But today a nice man called Andy called and confirmed he’d looked into it and said they ‘should have and could have done more’ so have now completely cleared the late payments so they no longer show up on my credit report at all. So that’s why I cried over a little kindness.
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Antwort an @DaggerMcTimbers
How did you do this out of interest? Did you contact the company directly? We have a similar situation here and I want it goneeee!
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Yeah, the credit agency were a bit rubbish so I contacted Severn Trent directly to speak to them about it! With the whole ‘lost your job in the middle of a pandemic, fighting off a CCJ after a DV relationship’ they turned out to be quite understanding 
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