When I left my ex, my credit score was in the gutter. I failed my check to move into my flat because his bills took priority over mine. My phone bill went into arrears and I still have a CCJ looking over my head today - but they’ve not contacted me due to the situation.
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My landlady took a chance on me and I moved in, bumping up my credit over an entire year to the point were it was actually medium range. Something I never thought I’d see. But when I moved out of the flat and in with Chris, I’d lost my job and it was in the middle of Lockdown 1
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So I missed two payments to my water company for the flat. They never contacted me, I had no idea I’d missed them until I checked my credit score and it had plummeted back down. I contacted them and paid it off but it would still show on my score for 6 years. A stain.
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But today a nice man called Andy called and confirmed he’d looked into it and said they ‘should have and could have done more’ so have now completely cleared the late payments so they no longer show up on my credit report at all. So that’s why I cried over a little kindness.
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Daggers, you are an amazing person and will never forget the time we met. I can only imagine how different you are now from then but so happy for the positivity in your life!

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I'm so happy for you Harry, I can't imagine the weight of the anxiety of something like that. But it goes to prove that you are just going up and you'll never stop! You're absolutely inspiring
Never forget that Cap'n!
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