Each bank maintains miles and miles of money fields, where they lay each depositor's bills out flat in the sun.
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They used to use vaults, but the high liquidity of cash caused flooding. Laying the bills in the sun helps dry them out.
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Banks are a high dimensional hyper space, folded back on itself many times over. This partially explains the difficulty regulators have in auditing them.
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Cosmological inflation is literally monetary inflation.
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