This is bad, particularly the class action prohibition. Chase has a history of bad stuff and hurt me and many others during the GFC with a bait and switch on a hard-sell "until paid off" balance transfer. I'm finally in good enough shape to start closing my accounts. (MD 6th)
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Besides the "until paid off" fraud, Chase was also involved in the MF Global theft which put farmers and grain elevators at risk (or reality) of bankruptcy. I would advise anyone with a card in portfolio purchased by Chase to close the account as soon as practical.
End of conversation
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CHASE CREDIT CARD HOLDERS