Both my kids graduated from college debt free because they worked their tails off to pay for it and commuted. Not many people believe you when you say it can be done. No government help here. Also they got degrees that made them employable.
What percentage of student loans are being co-signed by parents?
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Mine too!
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Awesome!
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Probably a high percent. My parents co-signed since I had no credit...worked for 2 years out of college and have close to 800 credit score. Re-financed without any co-signer and cut my interest rate in half and also getting their name off the loan.
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Big boy pants
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I bet a lot. I’ve got 5 years to go. My overall burden was light however. We had the discussion on debt/degree vs projected income.
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Many schools will need a Parent-Plus loan if they don’t qualify for PELL Grant. Then they need to pay cash for the remainder or get a Parent Plus.
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Public likely none, private likely all
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Only if you go public IN-STATE. Plenty of kids go out of state.
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I am not sure if anyone who can afford New Jersey public colleges, Rutgers tuition is insane. We have made it work and will make it work with help and my 3 daughters will have no debt. Blessed.
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My kids loans are in my name!!!
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When my daughter went to college I was smarter than that
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Mine was, which is why it will be paid back by me and not my countrymen.
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very few. a lot of schools offer loans exclusively to parents and from what i hear no one takes them. mine didn't.
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when u sign the contract for federal loans it's only ur name on there. private loans may be different.
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I had to.
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us too....
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A lot...but to be fair, I have paid them back myself. Still some left, but it is 1/3 of what it was.
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