In Michigan there's a bill package to end the use of "nondriving factors" including zip code in insurance rate making (+ protections for women, blue collar workers, lower credit scores, etc). Unfortunately our House Insurance Chair has blocked it for a full year.
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Is there any way US Congress can untangle this car insurance? by good record of consumer drivers (yearly...) can have 1/2 - refund their money back what they paid into car insurance. If you added how much money you paid into car insurance have worth than your healthcare & home.
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