@atm0spheric @amcunningham @ianmsyme @mellojonny Doesn't need to be personal to extract profit from the broader group tho. That was my point
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Replying to @C7RKY
@C7RKY@amcunningham@ianmsyme@mellojonny Then you say you want to be insured by the company doing the best for you - with the best data!1 reply 0 retweets 0 likes -
Replying to @atm0spheric
@atm0spheric@amcunningham@ianmsyme@mellojonny It doesn't follow that best data = best deal. In fact, far from it. Helps avoid risk/payout3 replies 0 retweets 0 likes -
Replying to @C7RKY
@C7RKY@amcunningham@ianmsyme@mellojonny It's better if they all have the best data than if only those making big profits do.1 reply 0 retweets 0 likes -
Replying to @atm0spheric
@atm0spheric@amcunningham@ianmsyme@mellojonny They combine claims experience/use actuaries to achieve that anyway. This is stacking deck.2 replies 0 retweets 0 likes -
Replying to @C7RKY
@C7RKY@amcunningham@ianmsyme@mellojonny It is important that customer also knows risk factors.1 reply 0 retweets 0 likes -
Replying to @atm0spheric
@atm0spheric@amcunningham@ianmsyme@mellojonny It is, but in this case, only 1 player gets to assess risk - public just get told the price4 replies 0 retweets 0 likes -
Replying to @C7RKY
@C7RKY@amcunningham@ianmsyme@mellojonny Which is why I believe the analysis should be done by the NHS & published, not sold for best bid.2 replies 0 retweets 0 likes -
Replying to @atm0spheric
@atm0spheric@amcunningham@ianmsyme@mellojonny Published for who to use? If you still intend to let insurance companies see it, then no.2 replies 0 retweets 0 likes -
Replying to @C7RKY
@atm0spheric@amcunningham@ianmsyme@mellojonny Not unless it's to help them introduce cover for a new condition (to them) because they >1 reply 0 retweets 0 likes
@atm0spheric @amcunningham @ianmsyme @mellojonny have yet to establish any claims experience for that. Morally justified then. Not otherwise
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