@katemasters67 Not an easy read, but this 274-pager which @JuliaHCox shared, shows what they look at currently. >https://twitter.com/JuliaHCox/status/436080786492518400 …
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@katemasters67@JuliaHCox Think about it...#caredata doesn't exist yet. Where did the data for the actuaries come from? The HSCIC database! -
@C7RKY@katemasters67@JuliaHCox provide health data which needs to be correct so isn't it better that premiums better reflect population? -
@Cleverestcookie@katemasters67@JuliaHCox God no! They're in business on a risk/reward basis. Getting this data merely allows them to avoid -
@Cleverestcookie@katemasters67@JuliaHCox >the risks that will result in claims. More profit for them, less payouts for us. By design. -
@C7RKY@katemasters67@JuliaHCox And as businesses, no point in having products nobody wants so still need to be attractive to customers -
@Cleverestcookie@katemasters67@JuliaHCox But that's for them to judge, based on claims. Just a 2 player game. Insurance vs public. We lose -
@C7RKY@katemasters67@JuliaHCox the industry is regulated. I'd rather have my premium based on an accurate risk assessment. -
@Cleverestcookie@katemasters67@JuliaHCox I worked in that industry for 25yrs, at a senior level. I promise you, you're worse off for this. - 5 more replies
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