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C7RKY's profile
John Clarke
John Clarke
John Clarke
@C7RKY

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John Clarke

@C7RKY

Of course views all mine. All without prejudice. Just a regular chap after all. Oh...and RT's may equally imply ridicule as endorsement.

UK
Joined December 2011

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    1. John Clarke‏ @C7RKY 19 Feb 2014
      Replying to @NHS_Analyst

      @NHS_Analyst @JuliaHCox Good? Can tell which side you're batting for. Giving private insurance cos a way to avoid incurring claims? Not good

      2 replies 0 retweets 0 likes
    2. Tom Dewar‏ @NHS_Analyst 19 Feb 2014
      Replying to @C7RKY

      @C7RKY @JuliaHCox did you read it? Doesn’t help them avoid payment; does help them price more accurately

      1 reply 0 retweets 0 likes
    3. John Clarke‏ @C7RKY 20 Feb 2014
      Replying to @NHS_Analyst

      @NHS_Analyst @JuliaHCox Of course I didn't read it. 274 pgs of in depth actuarial analysis? Who would choose to read that? See enough tho.

      1 reply 0 retweets 0 likes
    4. John Clarke‏ @C7RKY 20 Feb 2014
      Replying to @C7RKY

      @NHS_Analyst @JuliaHCox Enough to ask why you think allowing private ins co.s access to our data, to 'price' more accurately,is somehow ok?

      2 replies 0 retweets 0 likes
    5. Tom Dewar‏ @NHS_Analyst 20 Feb 2014
      Replying to @C7RKY

      @C7RKY @JuliaHCox because the public is no worse off as a consequence and it is not part of some slippery slope to change NHS funding

      1 reply 0 retweets 0 likes
    6. John Clarke‏ @C7RKY 20 Feb 2014
      Replying to @NHS_Analyst

      @NHS_Analyst @JuliaHCox And on what basis are you making the assertion that the public will be no worse off? We'll get to corporate profit..

      1 reply 0 retweets 0 likes
    7. Tom Dewar‏ @NHS_Analyst 20 Feb 2014
      Replying to @C7RKY

      @C7RKY @JuliaHCox on what basis do you think the public are worse off?

      1 reply 0 retweets 0 likes
    8. John Clarke‏ @C7RKY 20 Feb 2014
      Replying to @NHS_Analyst

      @NHS_Analyst @JuliaHCox I have some views on that, but as you're the one claiming sharing doesn't affect us, I'd like to hear your reasons.

      1 reply 0 retweets 0 likes
    9. Tom Dewar‏ @NHS_Analyst 20 Feb 2014
      Replying to @C7RKY

      @C7RKY @JuliaHCox because I’ve yet to see any credible argument as to why it does, but if you provide some maybe I’ll change my mind

      1 reply 0 retweets 0 likes
    10. John Clarke‏ @C7RKY 20 Feb 2014
      Replying to @NHS_Analyst

      @NHS_Analyst @JuliaHCox Really? None? Ok...caveat: I'm just starting to research this now, but here are my initial concerns 'from afar'...

      1 reply 0 retweets 0 likes
      John Clarke‏ @C7RKY 20 Feb 2014

      @NHS_Analyst @JuliaHCox Insurance companies are private ogs, run for profit. They employ actuaries to maximise that profit, by predicting >

      3:11 AM - 20 Feb 2014
      7 replies 0 retweets 0 likes
        1. New conversation
        2. John Clarke‏ @C7RKY 20 Feb 2014
          Replying to @C7RKY

          @NHS_Analyst @JuliaHCox claims in order to exclude, or charge more for, most likely risks. I can see moral justification for sharing data >

          1 reply 0 retweets 0 likes
        3. John Clarke‏ @C7RKY 20 Feb 2014
          Replying to @C7RKY

          @NHS_Analyst @JuliaHCox on a 1-off basis to introduce cover for new conditions. Providing ongoing real data is simply providing them with >

          1 reply 0 retweets 0 likes
        4. John Clarke‏ @C7RKY 20 Feb 2014
          Replying to @C7RKY

          @NHS_Analyst @JuliaHCox insight they don't deserve. They are in business on a risk/reward basis. You're stacking the deck for them imho.

          2 replies 0 retweets 0 likes
        5. John Clarke‏ @C7RKY 21 Feb 2014
          Replying to @C7RKY

          @NHS_Analyst @JuliaHCox Haven't forgotten me now, have you Tom? I'll be interested to hear your thoughts. And we've not done GP data yet...

          2 replies 0 retweets 0 likes
        6. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY as if! No, just busy, & absent Twitter, with contract negotiations & a few other deadlines, gimmi ‘til this eve. Cheers T

          0 replies 0 retweets 1 like
        7. End of conversation
        1. New conversation
        2. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY @JuliaHCox (I need to expand on that last one, but think blog might be better than Twitter for that)

          1 reply 0 retweets 0 likes
        3. John Clarke‏ @C7RKY 21 Feb 2014
          Replying to @NHS_Analyst

          @NHS_Analyst @JuliaHCox You're right, this is a tough subject for 140. I'm afraid I'm still not convinced, but for good reason - 25yrs of >

          1 reply 0 retweets 0 likes
        4. John Clarke‏ @C7RKY 21 Feb 2014
          Replying to @C7RKY

          @NHS_Analyst @JuliaHCox working at a senior level of financial services, inc insurance companies. This is a problem. Trust me. Talk offline?

          0 replies 0 retweets 0 likes
        5. End of conversation
        1. New conversation
        2. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY @JuliaHCox uncertainty for insurance cos represents a cost, which is passed on to customers by padding premiums >

          1 reply 1 retweet 0 likes
        3. Tim Gough‏ @TimGough3 23 Feb 2014
          Replying to @NHS_Analyst

          @NHS_Analyst @amcunningham @C7RKY @JuliaHCox you'll not find 'lowering insurance premiums' as a lawful grounds to process in the DPA

          1 reply 1 retweet 2 likes
        4. Anne Marie Cunningham‏ @amcunningham 23 Feb 2014
          Replying to @TimGough3

          @TimGough3 you think DPA is compromised? @NHS_Analyst @C7RKY @JuliaHCox

          1 reply 0 retweets 0 likes
        5. Tim Gough‏ @TimGough3 23 Feb 2014
          Replying to @amcunningham

          @amcunningham @NHS_Analyst @C7RKY @JuliaHCox I don't think we have anywhere near enough information to say http://bit.ly/1dm8be9 

          1 reply 0 retweets 2 likes
        6. Tom Dewar‏ @NHS_Analyst 24 Feb 2014
          Replying to @TimGough3

          .@TimGough3 @amcunningham @C7RKY @JuliaHCox we shd trust ICO to be the judge of that; thus far ICO criticise the comms but not principal

          1 reply 0 retweets 0 likes
        7. John Clarke‏ @C7RKY 24 Feb 2014
          Replying to @NHS_Analyst

          .@NHS_Analyst @TimGough3 @amcunningham @JuliaHCox We should trust the @ICOnews? After they agreed to junk mail disclosure +opt-in? No thanks

          1 reply 0 retweets 0 likes
        8. Tom Dewar‏ @NHS_Analyst 24 Feb 2014
          Replying to @C7RKY

          .@C7RKY @TimGough3 @amcunningham @JuliaHCox on DPA, expert opinion (ICO) > lay opinion (yours or mine); it's not really a wacky proposition

          3 replies 0 retweets 0 likes
        9. 8 more replies
        1. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY @JuliaHCox reducing uncertainty, effectively reduces this cost, customers no worse off (pos better if co passes on to win biz) >

          0 replies 1 retweet 0 likes
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        1. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY @JuliaHCox PS I don’t approve of private health insurance as an NHS funding model because it generates inequalities >

          0 replies 0 retweets 0 likes
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        1. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY @JuliaHCox insurance cos with better info will end up raising some prices, lowering others >

          0 replies 0 retweets 0 likes
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        1. Tom Dewar‏ @NHS_Analyst 21 Feb 2014
          Replying to @C7RKY

          @C7RKY @JuliaHCox an insurance co exists in a market, better info helps them price more acc which wins biz by undercutting rivals >

          0 replies 0 retweets 0 likes
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