Great read from my buddy @jpomie on "Apple Pay, Cash and Business Chat".https://medium.com/@jpomie/apple-pay-cash-business-chat-some-further-thoughts-51e39522115a?source=linkShare-419aec3df4a3-1497216346 …
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Replying to @patphelan @jpomie
confused - surely you still need Stripe or equivalent to accept payment through Apple Pay? As a business, you can't just link to a bank
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Replying to @benedictevans @patphelan
In business chat, not a requirement as described by
@BrianRoemmele - payment to biz is w/o acquirer. P2B instead of P2P.1 reply 0 retweets 2 likes -
Jeff, thank you. Indeed. There is a roadmap to no acquirer. Put simply, if you can send PtoP for at 0% you can send PtoB at 0%.
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Gracias Brian - just following the path you have lit up and calling attn to some future thoughts. Once cash in P2P or P2B - doesn't matter.
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Replying to @jpomie @BrianRoemmele and
Core function of acquirer is to hold risk on a merchant's transactions when a consumer can dispute after the fact. Who holds w/o acquirer?
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Scott, indeed. I think the way to look at it is as cash. It is the same as a PtoP transaction ultimately. At some point a bank network.
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Replying to @BrianRoemmele @scottew and
Curious on why FB didn't make this work. Messenger had p2p for years & biz accts but never the linking of 2 parts of fb happened/worked
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Aaron, great points. I think that in the end, the deep OS integration will be a fundamental reason for success. Cash as an iOS SDK.
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Replying to @BrianRoemmele @scottew and
Looking fwd to ApplePay Cash Android SDK to have ubiquity network. Really all 1/2 steps to pure digital $ then again GAFA not touching BTC
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Aaron, I hear ya. I am certain Apple will make Apple Pay Cash cross platform for recipients and perhaps limited access to senders.
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Replying to @BrianRoemmele @arfrank and
Back to Apple's age-old problem: hang its hat on OS- and hardware-level integrations, or go cross platform? The former usually wins...
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Scott, words of wisdom sir!
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