plenty of European banks been using this tech for a while.
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Monty, I hear ya, Erica is a leap ahead in use of proactivity and Voice. It is also has domains that are beyond banking.
End of conversation
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it also won't have visibility into the full picture because nobody has one and only one bank they use
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PFM doesn't work to begin with due to garbage banking data. Erica will only reflect this flaw.
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I don't agree with their choice of PFM to roll this kind of thing out. Limited and not a recipe for success
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