@BrianRoemmele as a Brit who has exp'd the slightly cumbersome chip and pin card for the last 20 yrs, I think you over-estimate the friction
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@inventur_es Marcus, I hear ya. In the US we have Chip + Signature. The completion of the transaction is nebulous to the card holder. No pin - 1 more reply
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@BrianRoemmele ApplePay is great other than the fact its proprietary and requires expensive hardware and changes to the POS -
@BrianRoemmele it's also not really much better than standard contactless and in some cases (when it doesn't work) quite annoying
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