@iankar_ cost of NFC/SE ‘parts’ is tiny in the context of total iPhone BOM and in-life cost is minimal and offset by 15bps
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Replying to @paymentality
@paymentality@iankar_ exactly - which is exactly why I don't see how the 15bps to Apple to support/push Apple Pay - goes away1 reply 0 retweets 0 likes -
Replying to @eric_young_1
@paymentality@iankar_ it's an ecosystem play - everyone benefits from it1 reply 0 retweets 0 likes -
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Replying to @iankar_
@iankar_@paymentality wrong They benefit probably the most. Less friction=more spend See credit cards1 reply 0 retweets 0 likes -
Replying to @eric_young_1
@eric_analytics@paymentality you should try talking to retailers about the 15bps sometime. or the cc networks.2 replies 0 retweets 1 like -
Replying to @iankar_
@iankar_@paymentality sure. Almost everyone - uniformly hate the CC networks1 reply 0 retweets 0 likes -
Replying to @eric_young_1
@eric_analytics@paymentality not what i meant. was saying that these groups aren’t happy with apples 15 bps1 reply 0 retweets 0 likes -
Replying to @iankar_
@iankar_@paymentality retailers don't care Credit card networks just want to continue to leech more % for very little value.2 replies 0 retweets 0 likes -
Replying to @eric_young_1
@eric_analytics@paymentality not from what they tell me-they’re pissed bc they’ve paid interchange since forever. find it unfair3 replies 0 retweets 1 like
@iankar_ @eric_analytics @paymentality Gentlemen, indeed at some point Biometric + GPS interchange from Apple Pay will be lower than cards.
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Replying to @BrianRoemmele
@BrianRoemmele@eric_analytics@paymentality yup (wrote about cardholder present rate last yr)2 replies 0 retweets 3 likes -
Replying to @iankar_
@iankar_@eric_analytics@paymentality Ian, indeed! You are one of the few that see this trend.0 replies 0 retweets 0 likes
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