@BenBajarin Ben, to be sure 99% small to medium merchants do not pay for payment card devices.
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Replying to @BrianRoemmele
@BrianRoemmele sure but they did but can't take the fee hike.1 reply 0 retweets 1 like -
Replying to @BenBajarin
@BenBajarin Ben, what sort of fee hike? None are associated with the EMV Oct provision.1 reply 0 retweets 1 like -
Replying to @BrianRoemmele
@BrianRoemmele if they don't upgrade the systems.1 reply 0 retweets 1 like -
Replying to @BenBajarin
@BenBajarin Ben, I hear ya. They just need to switch processing relationships. There are over 100,000 options for a no strings free device.1 reply 0 retweets 0 likes -
Replying to @BrianRoemmele
@BrianRoemmele for a restaraunt they need some handhelds too though right? To put pin in? Are those free?1 reply 0 retweets 1 like -
Replying to @BenBajarin
@BenBajarin@BrianRoemmele US is not implementing PINs. So, no, they don't need that.1 reply 0 retweets 1 like -
Replying to @maxrogo
@maxrogo@BenBajarin Mark is 100% correct. The payment card devices are ~$150 wholesale and subsidized by nearly 100% of providers.2 replies 0 retweets 0 likes -
Replying to @BrianRoemmele
@BrianRoemmele@maxrogo it's good for NFC but I'm curious how not implement PIN helps security.3 replies 0 retweets 1 like -
Replying to @BenBajarin
@BenBajarin@BrianRoemmele Only stops card cloning. Mostly, security theater not actual improvement cc:@schneierblog1 reply 0 retweets 2 likes
@maxrogo @BenBajarin @schneierblog Mark, said eloquently fine sir! 
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