This overlooked new Apple Patent: 0150199725, has embodiments that will forever change payments and advertising. 
http://appft.uspto.gov/netacgi/nph-Parser?Sect1=PTO2&Sect2=HITOFF&p=1&u=%2Fnetahtml%2FPTO%2Fsearch-bool.html&r=1&f=G&l=50&co1=AND&d=PG01&s1=14%2F667472&OS=14/667472&RS=14/667472 …
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@BrianRoemmele@jameswester@eric_analytics@AlexH_Johnson consumer adoption will be longer + consumer pull will prevail over same old push -
@tomlkn@BrianRoemmele@jameswester@AlexH_Johnson though Apple Pay has seen the **fastest* adoption- both consumer AND retailer -in history - 10 more replies
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