#FacebookPayments is tied to messenger and has $0 cost. Currently uses the Debit Card networks to have lower wholesale cost.
@jameswester @hornblass James, fully agree. We can see the impact to WeChat and Alipay. So many people logged on 24/7.
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@BrianRoemmele@jameswester Was thinking about SnapCash -- any traction there? Would be a comp. -
@hornblass@jameswester JJ, very low adoption and some bad PR on use cases

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