Surprising: "Is Apple Pay putting downward pressure on payment transaction fees for traditional credit card issuers?" http://qr.ae/Bjmjt
@jameswester James, fully agree. I think it will come about with a biometric/tokenized based interchange rate. At some point CNP is removed.
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@BrianRoemmele@jameswester Time for PP Person Present fee schedule! CP vs CNP is starting to feel very dated even in these early days -
@digitalretail@jameswester Wendy, precisely! With encryption, tokenization and biometrics, the open standards of Apple Pay there is no dif.
End of conversation
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