@owenthomas @RWW 3/ Apple choosing open standards (with process patents) all are saved from the closed wallet tyranny some startups wanted.
@sshawki @ceehart @cherian_abraham @owenthomas @RWW Sam, >2,000 banks see this not as a cost but a savings long term. They are wrong?
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@BrianRoemmele@ceehart@cherian_abraham@owenthomas@RWW Banks hate it actually Very low volume and a rumored 600 bps in fraud -
@sshawki@ceehart@cherian_abraham@owenthomas@RWW Sam not a single bank I know hates it. Not a single one sees this fraud level. - 2 more replies
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