@lsaiz Where, Europe. When 1986 with the M4 from Bull-CP8 deployed in France later the B4B0. These were the first EMV cards. The template.
@lsaiz Luis, not an intelligence metric. It is about generations of prior card behavior. You grew up with EMV, US did not. Befuddlement.
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@BrianRoemmele Not at all, just some (5-6) years ago in Spain. Also in South America, they are finishing transition -
@lsaiz Luis, my data suggests the start of the transition was earlier in Spain. January, 2005 was the end date ext to 2008. Started in 1995. - 4 more replies
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