@carlquintanilla @brianroemmele Apple Pay can't replace Amex at Costco. Costco prefers low fee solutions, and Apple Pay doesn't do that.
@Greg_Coogan @eric_research @carlquintanilla Greg, if I hand them my AmEx card, or my AmEx card is transmitted via safe NFC: No increases.
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@brianroemmele@eric_research@carlquintanilla Right, but Costco doesn't accept regular credit cards. That's to reduce costs. -
@Greg_Coogan@eric_research@carlquintanilla Greg, they accepted AmEx and whatever card(s) they choose should be transportable on NFC

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@brianroemmele@eric_research@carlquintanilla I know Brian won't like this, but Apple Pay as it exists is a card replacement. -
@Greg_Coogan@eric_research@carlquintanilla Greg, correct. The bank need not issue a card in the future, it is pushed to Passbook. - 2 more replies
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@brianroemmele@eric_research@carlquintanilla In the future of course Apple Pay will be much more.Thanks. Twitter will use this to make your timeline better. UndoUndo
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