History will look back perplexed: why, oh why would a tech company sell an EMV reader and not include NFC and #ApplePay. Why two upgrades? 
Replying to @owenbjennings
@owenbjennings @WahWhoWah Owen, the bigger issue is the maladvice to payment companies on #ApplePay 3.0 and beyond.
4:08 PM - 5 Feb 2015
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