Apple will facilitate Person to Person payments by working with and not against ecosystem. The results? Magical 


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.@BrianRoemmele can be B2C or C2C. Visa introduced OCT as a way to send money to a PAN. (Think Square Cash).
@ceehart Chris, yes! Great idea! This entire sector has some very interesting challenges. A complex combination of tech and psychology.
@BrianRoemmele I assumed that a P2P txn in a tokenized world would be underpinned by OCT, at least for Visa. I guess we will see. :-)
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