Through an app called Passbook, Apple has overnight changed the messaging and signaling of payments. Refreshing
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@BrianRoemmele Yes, agree. Amex has done a superb job with Passbook - having started using it from day 1 on iOS 6.
@sjl Scott feels like the future. I'd say by 2020 most brands will primarily send cards virtually, it will create deeper relationships.
@BrianRoemmele @sjl @mdudas @cherian_abraham banks need to accept this as a channel and stop fighting disintermediation.
@ceehart @sjl @mdudas @cherian_abraham Agree! I see this Passbook/Bank integration like I see the letter sent by the post office. Conduit 

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