#money2020 MCX created a false dichotomy against Apple Pay. The real issue is ACH cash vs. pay-it-later credit. No credit = < customers.
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@BrianRoemmele much higher profit on private label credit; also behavior not changed on once a year high ticket purchases but on consumables -
@__JasonMarshall true. MCX is not promoting credit, they are about ACH cash. Big tkt at WalMart is > $200 /item. Data suggests this is ~20% - 4 more replies
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