Seeing so many bad/misinformed hot takes about Apple Card, I might as well lend my payments perspective.
Trigger warning ahead for Apple True Believers.
a thread...

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First off, to appease the fanboys, this is a pretty good offering from Apple. Some genuinely novel features, wrapped in the typical Apple sexiness/walled garden. But... it’s far from revolutionary.
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Replying to @peter
Peter, awesome insights as always sir! Spot on. I would also like to point out some other aspects of the “found money” Apple is built with a “$0” on us cost basis. Apple is top of wallet for the use of these Apple Pay Cash funds. Not new but very powerful. https://qr.ae/TW8xCb
7:39 PM - 25 Mar 2019
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