A http://Cracked.com writer once characterized this argument as "yes, this is an objectively large sum of money, but it is much smaller after I spend it"https://twitter.com/QueanPolitik/status/1438033855085154305 …
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That's just bad financial management there. With this income, there is no universe where you aren't getting a better return paying down the car loan than you are with the 20K to non-tax-advantages investments.
While I'm here, taxes seem high? Presumably living in a high tax jurisdiction. The effective federal tax rate here should be 25%, plus FICA. So around $95k going to the feds. In most places, state taxes aren't going to add up to the other c. 20k.
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Esp. with that whopper of a 30k tithe deduction. Should also be getting a student loan interest deduction I think? Pay off the car and actually buy that house and that fearsome looking tax burden comes down even further with the mortgage interest deduction.
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Anyway, $300,000 gross annual income would put an entirely family - much less a single earner - well within the top 5% of the United States and in the top 0.2% globally. Gonna go out on a limb and say that counts fairly as 'rich.'
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