I wish you all would stop arguing about things that really don’t need to be argued over because everyone is right. Credit in the community needs to be discussed but not if you’re gonna argue every time.
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The American Dream is a sham and many of us go into debt trying to attain it. Let’s start there. Let’s start with the discriminatory practices put in place that make it easy for black folk to be without credit or even a checking account.
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We have to counteract the system. We can’t play the credit game like white ppl and use our credit cards like debit cards. Why? Because statistically speaking that’s working from a head start that MOST DONT HAVE. So much knowledge prior to credit cards needs to be shared.
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But racism is something that touches all the facets of our lives and credit is no different. Knowledge brings change so make sure you’re sharing it in a way your targeted audience will not feel like it’s impossible because y’all make it sound like that sometimes.
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And for the people out there wondering if you can fix your credit. Yes. It’ll take some work but you can fix it. You’re still alive and you can still try to fix your situation. Don’t be discouraged.
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