So is it before or afterwards? And is this money being invested in short term bonds like smart saver?
Great question! We just updated our FAQ to provide a better answer for you. Let us know if you still have questions.
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Hi there - The rate you see is the rate we are passing on to you. The funds in Savings are not invested like they were in Smart Saver. Learn more here: https://www.betterment.com/resources/betterment-everyday-FAQ/#22 …
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Just re-read the FAQ...gotta be honest.... it's still not clear and I work with getting into the details of fin svcs contracts for a living. Will I net ~2.68% if we were going by today's rate?
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Hi Matt - Sorry for any confusion here. The APY figure in our advertisements and the daily rate displayed inside of your Betterment account already take into account the portion of the interest we received. The rates you see are the rates we are passing on to you.
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