@Betterment's "Smart Saver" advertises a 1.9% return on your languishing cash. Why not use a high-yield online bank that can get you the same but with NO risk instead of Betterment's "low" risk?
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Hi Meg, thanks for your interest. Keep in mind that Smart Saver invests predominantly in U.S. Treasury bonds, which have the backing of the U.S. government and are generally considered to be ultra low-risk.