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In December you told us you wanted to learn more about budgeting in 2023. The first step? Figure out your monthly expenses. Follow the link for more advice on setting up a solid budget (even if it’s not your thing). #BetterMoneyHabits
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Here’s a breakdown: just 38% of Gen Z women have enough emergency savings to last three months, 10% less than Gen Z men. Find out more. bit.ly/3kqJtrG
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The not-so-good news? Gen Z women felt less equipped to manage day-to-day expenses and build an emergency fund.
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We’ll start with the good news – overall, Gen Z women and men feel equally equipped to build/maintain credit and stick to a budget.
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It’s #NationalComplimentDay! Make someone’s day by paying them a compliment. We’ll go first: Hey Erica®, thanks for the personalized insights and guidance.
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Once you know how many rewards you have to date, Erica can also help you start redeeming! Learn more: bit.ly/4045kG2
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Curious to see the rewards you’ve earned over the past year? 🤔 Erica® has your back! Erica helps you stay on top of your rewards, deals and benefits throughout the year and see your total rewards to date.
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Our report takes a deeper dive into Gen Z’s distinct approach to money. bit.ly/3krD8MT
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From credit card bills to student loans, 47% of Gen Z already carries some form of debt. Is this expected or are you surprised?
- Caught off guard12.9%
- Not surprised87.1%
241 votesFinal results
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Hit the road in a new EV! 🚘☀ Bank of America is offering streamlined financing for electric vehicles.
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We’re moving on to the 2nd #BetterMoneyHabits topic you wanted to learn more about in 2023 – taxes! If you’re a first-time filer, keeping tabs on your income is a great place to start. From there, you can follow these 6 steps to help you approach tax season with confidence.
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It’s the Year of the Rabbit! 🐇 To all who celebrate, we wish you a healthy and prosperous #LunarNewYear filled with good fortune and great joy. 🧧
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In December, we asked what #BetterMoneyHabits you’d want to learn more about in 2023 and investing rose to the top. To get started, first decide on your goals, then take a closer look at this helpful guide on choosing the right investments.
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This #HumanTraffickingAwarenessDay, we are grateful to & the Leitch family. Read about their recent donation below which will go directly to help in our mission of rescuing millions & protecting half a billion by 2030. #UntilAllAreFree
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3. Visit #BetterMoneyHabits for more tips on getting your finances ready for #deployment. (Then get back to spending time with the ones you love). bit.ly/3QA2moo
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2. Apply for #Servicemembers Civil Relief Act benefits – a federal law that offers active-duty members some legal and financial protections. Under the SCRA, you may be able to lower your monthly expenses. ⬇
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1. First, review your monthly budget so you have a sense of exactly what your household income is and where it’s going. ⬇
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Are you an active-duty #servicemember? For those serving our country, the timing of #deployment can be unpredictable. Follow this thread for tips on how to get your finances prepared for deployment. ⬇
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Out of the nation's largest companies, we're ranked #1 on 's #JUST100 list. This recognition reflects our commitment to Responsible Growth, and would not be possible without our teammates who make our company a great place to work. cnbc.com/just-100/
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Want to start earning cash back while you shop? Just use your Bank of America® Customized Cash Rewards credit card on purchases like books, gas, takeout and more! 📚
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✅ Sources:
Business Applications: Census
New Hires: Statista
Debt: GOBankingRates
Homes: Census
Weddings: The Knot
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Last year, “I do” rang out across the country. 💍 The U.S. saw up to 2.6 million weddings in 2022 – that's 7,123 every single day. 💗
Now here’s to making 2023 even better.
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Many of you got the keys to a new place in 2022 with over 7 million homes sold in just 365 days. There really is no place like home. 🏠⬇
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Last year, a lot of you chipped away at debt 🤑 and you won't stop now – nearly 40% of Americans believe they will be able to pay off all of their credit card debt at some point in 2023. 🎉⬇
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In 2022, there were over 64 million new hires made across industries in the U.S. ✋ High five for new gigs, side hustles and 9-to-5s! ⬇
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Last year, over 3.8 million new business applications were filed, adding more ways you can #SupportLocal and #ShopSmall in 2023. 🛍⬇
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Let's start the year with a look back at some 2022 milestones. Which of these gives you new year's inspiration? ⬇
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Reminder: Applications for our 2023 #BofAStudentLeaders program close in 8 days. Know some motivated, civic-minded high school juniors or seniors? Encourage them to apply today!
Quote Tweet
Every year, community-minded high schoolers are inspired by the #BofAStudentLeaders program. Learn how this opportunity sparked their enthusiasm for making a difference below. Apply to the program today – applications close January 13, 2023. bit.ly/3MFwah7
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Looking back on 2022, it’s nice to acknowledge moments of growth and success. As you reflect on this past year, what financial achievements are you most proud of? 🎉
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Cheers to the new year! 🥳🌟Wishing you and your family a happy and prosperous 2023.
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We’ll keep an eye out on your responses, and you keep an eye out right here—we'll be serving up relevant content to help you move into 2023 with financial confidence. #BetterMoneyHabits
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You might be comfy on the couch in your holiday PJs, but when it comes to comfortability with finances, many Americans are hoping to cozy up to #BetterMoneyHabits in the New Year. What do you want to learn more about in 2023?
TAXES
30.2%BUDGETING
24.3%INVESTING
45.5%
222 votesFinal results
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If a holiday deal seems too good to be true, it may be a reg flag for an online shopping scam. 🚩 Visit our Security Center to discover more helpful tips on staying protected from scams.
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Congratulations to our 246 outstanding teammates around the globe for their efforts and leadership in diversity, inclusion and volunteerism! Thank you for demonstrating the best of Bank of America. #BofAVolunteers
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Use an eligible card to sign up for Grubhub+! Automatically renews at $9.99/month after 12 month trial.
Learn more: bit.ly/3jcAx8P
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Whichever meal you decide to go with, use Grubhub+ to have it conveniently delivered to your door. Bank of America® debit and credit cardholders can receive a free year of Grubhub+.
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