Public busses are to @Uber pool as Perkins Loans are to...
https://twitter.com/AustenAllred/status/996611528697659392 …
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Replying to @SallyLHudson @Uber
Not sure if that’s meant to be a dig, but I’ll take it
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Replying to @AustenAllred @Uber
Not a dig, per se, just recognition that what makes the public sector problem hard is trying to serve the people most in need of help. To run a solvent fund with low-to-no interest, you'll mostly be creamskimming the lowest risk borrowers.
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Replying to @SallyLHudson @Uber
That’s actually not true per se. We have a very different way of quantifying risk - performance in our free school - than most lenders would. Hard for public to solve for edge cases and we can.
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Replying to @AustenAllred @Uber
No one's saying you can't keep the fund afloat or that you shouldn't offer it given what you do. Just highlighting that it's a relatively simple problem to solve for a narrow slice of people.
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Absolutely agreed
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