Is there a way to make this into a Title 3 crowdfunding fund so that non accredited ppl can invest?
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Can't you just charge a higher rate of income back from students that choose the living stipend, e.g. 22% of salary instead of 17% (or whatever numbers make sense), and just make it part of the application stage.?
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Wed have to add more years on. 17% is already high.
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That sounds good as well. The $10k is way more valuable before a six figure job than after one!
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As a company, 2 by far (simple tax deduction and no hassle in accounting). As an individual, 1 and I'd reinvest. (seeing it get paid back would be more psychologically meaningful in that case.) Depends entirely on who will be funding it, IMO.
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You can do both? Investors are paid a return, excess is directly reinvested to grow fund.
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I don't have a strong preference either way
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2 seems to be a better fit for your business model and brand.
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1, slightly, for reasons
@octal gave. Excited to do either as soon as it opens.Thanks. Twitter will use this to make your timeline better. UndoUndo
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I prefer tax Simplicity in my investing along with decent returns. It's hard to know whether one or two is better without seeing more details. Regardless, consider me interested
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This is excellent idea! My vote of 2nd option. I've been thinking for long time and you're actually doing it, Bravo. Is there also any chance of adding other courses apart from CS?
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Thinking purely financial motive: donation because it likely gets you close to 20-25% return depending on tax bracket where as investing for a return you’d need to charge usurious rates to achieve the same thing on a loan.
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#2 for sure.
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Or actually, you could set it up as both. That's basically what Kiva does, though they don't pass on returns to the lender (you're really acting more as an underwriter than a lender).
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2 though it would be nice to see one's contribution grow still.
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