University prices would plummet because their insane prices operate on the assumption that govt will lend almost any $ and both of them win and the one carrying the weight is the student?
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1) Private lenders step in... but they have to make a return on their money so they create strict reqs for who they lend to, where they go, what they learn, and potential for future employment. 2) Schools lose their F-ing minds because that blows everything up for them.

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I doubt that. The effect it would have would be to deny higher education to most people and put us on an asymmetrical footing vis a vis those countries where education is subsidized. The instructors are not going to get better overnight.
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So we should tax like Sweden and guarantee all students receive a quality education regardless of their ability to contribute financially? Because that’s something I’d support.
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In essence they already do when they pay $150K/yr for a developer fresh out of the pen and no tangible skills but should tell them that.
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Colleges would have to stop building *Lazy Rivers* (yes, this is happening) and start focusing on *just* educating students.https://www.nytimes.com/2018/01/09/opinion/trustees-tuition-lazy-rivers.html …
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Tuition prices would drop. More people would enter the low skill labor force. Wages for professionals would rise.
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people would plan their future.
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Private lenders would either: 1. Not approve loans to students who they don’t project will make enough money to repay them in a suitable timeframe OR 2. Lend to everyone and charge sky high interest rates for those with greatest need.
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The entire modern day college system in the USA would collapse. Many colleges would fold since they don’t offer skills for the modern day. Many students would drop out realizing their degree would not help them get a job.
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The people most reliant on Fed subsidized loans and drowning in debt (even those who never finished) would go berserk.
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With the high cost of tuition, It would be framed as an attack on poor people going to college and or generalized attack on higher-education by powerful lobbing groups: https://www.opensecrets.org/lobby/indusclient.php?id=W04 … in the same way that they are avoiding accountability: https://www.propublica.org/article/higher-ed-lobby-quietly-joins-for-profit-schools-to-roll-back-tighter-rules …pic.twitter.com/tGlg3GnOQ2
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Or just treats it as a credit on future income taxes, if b.s is earned in < 5 years, grad degree in < X etc.
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I'd settle for the government capping total student expenses (counting the grants and loans toward expenses).
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Let’s break that Overton window right open: what if we taxed higher schooling like the mostly positional good it is?
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From the perspective of HEIs they could all adopt the learn now/pay when you’re employed model that you guys have (which is awesome) but that would drastically reduce the number of liberal arts/social science degrees (which I know some ppl think is great)
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