Skip to content
By using Twitter’s services you agree to our Cookies Use. We and our partners operate globally and use cookies, including for analytics, personalisation, and ads.
  • Home Home Home, current page.
  • About

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @
  • Language: English
    • Bahasa Indonesia
    • Bahasa Melayu
    • Català
    • Čeština
    • Dansk
    • Deutsch
    • English UK
    • Español
    • Filipino
    • Français
    • Hrvatski
    • Italiano
    • Magyar
    • Nederlands
    • Norsk
    • Polski
    • Português
    • Română
    • Slovenčina
    • Suomi
    • Svenska
    • Tiếng Việt
    • Türkçe
    • Ελληνικά
    • Български език
    • Русский
    • Српски
    • Українська мова
    • עִבְרִית
    • العربية
    • فارسی
    • मराठी
    • हिन्दी
    • বাংলা
    • ગુજરાતી
    • தமிழ்
    • ಕನ್ನಡ
    • ภาษาไทย
    • 한국어
    • 日本語
    • 简体中文
    • 繁體中文
  • Have an account? Log in
    Have an account?
    · Forgot password?

    New to Twitter?
    Sign up
AustenAllred's profile
Austen Allred
Austen Allred
Austen Allred
Verified account
@AustenAllred

Tweets

Austen AllredVerified account

@AustenAllred

CEO @LambdaSchool (YC S17): A CS education that's free until you get a job. I have made remarks that I do not agree with.

San Francisco, CA
lambdaschool.com
Joined December 2010

Tweets

  • © 2018 Twitter
  • About
  • Help Center
  • Terms
  • Privacy policy
  • Cookies
  • Ads info
Dismiss
Previous
Next

Go to a person's profile

Saved searches

  • Remove
  • In this conversation
    Verified accountProtected Tweets @
Suggested users
  • Verified accountProtected Tweets @
  • Verified accountProtected Tweets @

Promote this Tweet

Block

  • Tweet with a location

    You can add location information to your Tweets, such as your city or precise location, from the web and via third-party applications. You always have the option to delete your Tweet location history. Learn more

    Your lists

    Create a new list


    Under 100 characters, optional

    Privacy

    Copy link to Tweet

    Embed this Tweet

    Embed this Video

    Add this Tweet to your website by copying the code below. Learn more

    Add this video to your website by copying the code below. Learn more

    Hmm, there was a problem reaching the server.

    By embedding Twitter content in your website or app, you are agreeing to the Twitter Developer Agreement and Developer Policy.

    Preview

    Why you're seeing this ad

    Log in to Twitter

    · Forgot password?
    Don't have an account? Sign up »

    Sign up for Twitter

    Not on Twitter? Sign up, tune into the things you care about, and get updates as they happen.

    Sign up
    Have an account? Log in »

    Two-way (sending and receiving) short codes:

    Country Code For customers of
    United States 40404 (any)
    Canada 21212 (any)
    United Kingdom 86444 Vodafone, Orange, 3, O2
    Brazil 40404 Nextel, TIM
    Haiti 40404 Digicel, Voila
    Ireland 51210 Vodafone, O2
    India 53000 Bharti Airtel, Videocon, Reliance
    Indonesia 89887 AXIS, 3, Telkomsel, Indosat, XL Axiata
    Italy 4880804 Wind
    3424486444 Vodafone
    » See SMS short codes for other countries

    Confirmation

     

    Welcome home!

    This timeline is where you’ll spend most of your time, getting instant updates about what matters to you.

    Tweets not working for you?

    Hover over the profile pic and click the Following button to unfollow any account.

    Say a lot with a little

    When you see a Tweet you love, tap the heart — it lets the person who wrote it know you shared the love.

    Spread the word

    The fastest way to share someone else’s Tweet with your followers is with a Retweet. Tap the icon to send it instantly.

    Join the conversation

    Add your thoughts about any Tweet with a Reply. Find a topic you’re passionate about, and jump right in.

    Learn the latest

    Get instant insight into what people are talking about now.

    Get more of what you love

    Follow more accounts to get instant updates about topics you care about.

    Find what's happening

    See the latest conversations about any topic instantly.

    Never miss a Moment

    Catch up instantly on the best stories happening as they unfold.

    1. Austen Allred‏Verified account @AustenAllred Apr 4

      I’ve spent the past few days on Wall Street, and any hedge fund that looks into the student loan data can see that a crisis is coming. No one knows what to do about it, but the data is clear.

      9 replies 20 retweets 120 likes
      Show this thread
    2. Austen Allred‏Verified account @AustenAllred Apr 4

      This isn’t Michael Burry pulling apart synthetic CDO level stuff. Show any junior analyst the raw data on default rates and they’ll be terrified. In part because they’re a junior analyst working on Wall Street largely to pay off their massive student loans.

      7 replies 5 retweets 75 likes
      Show this thread
    3. ☉rthnormalist‏ @orthonormalist Apr 4
      Replying to @AustenAllred

      Got any good links on what assets are resting on top of this?

      1 reply 0 retweets 0 likes
    4. Austen Allred‏Verified account @AustenAllred Apr 4
      Replying to @orthonormalist

      The only obvious ones are for profit colleges. I’m trying to undermine and replace student loans, I’m sure there are smart plays, not sure what they are.

      1 reply 0 retweets 2 likes
    5. The Charlieton‏ @TheCharlieton Apr 4
      Replying to @AustenAllred @orthonormalist

      Am I right to think that @LambdaSchool is a student equity model rather than a student debt model? Or is it more like preferred stock with an interest rate?

      1 reply 0 retweets 0 likes
    6. Austen Allred‏Verified account @AustenAllred Apr 4
      Replying to @TheCharlieton @orthonormalist @LambdaSchool

      Yes, it’s capped, short-term student equity

      1 reply 0 retweets 2 likes
      Austen Allred‏Verified account @AustenAllred Apr 4
      Replying to @AustenAllred @TheCharlieton and

      In other words 17% of salary for two years, only when you’re making $50k+, capped at $30k total.

      11:50 PM - 4 Apr 2018
      • 1 Like
      • The Charlieton
      1 reply 0 retweets 1 like
        1. New conversation
        2. The Charlieton‏ @TheCharlieton Apr 5
          Replying to @AustenAllred @orthonormalist @LambdaSchool

          Do you think it could work for Harvard? Or, closer to my heart, @bostoncollege? Seems to me the bargain these schools make is subsidizing chem degrees w English majors? Maybe the question is this; could the capped equity payment scheme work for the trad liberal arts schools?

          1 reply 0 retweets 0 likes
        3. Austen Allred‏Verified account @AustenAllred Apr 5
          Replying to @TheCharlieton @orthonormalist and

          Yes, though rates and repayment lengths would be different. So you’d know going in that if you study English it’ll be $x for n years, Physics will $y for@n years, etc

          1 reply 0 retweets 0 likes
        4. The Charlieton‏ @TheCharlieton Apr 5
          Replying to @AustenAllred @orthonormalist and

          Well color me smitten. Do you think Lambda will ever offer majors other than coding to prove the model?

          2 replies 0 retweets 1 like
        5. Austen Allred‏Verified account @AustenAllred Apr 5
          Replying to @TheCharlieton @orthonormalist and

          yes.

          0 replies 0 retweets 1 like
        6. End of conversation

      Loading seems to be taking a while.

      Twitter may be over capacity or experiencing a momentary hiccup. Try again or visit Twitter Status for more information.

        Promoted Tweet

        false

        • © 2018 Twitter
        • About
        • Help Center
        • Terms
        • Privacy policy
        • Cookies
        • Ads info