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AustenAllred's profile
Austen Allred
Austen Allred
Austen Allred
Verified account
@AustenAllred

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Austen AllredVerified account

@AustenAllred

CEO @LambdaSchool (YC S17): A CS education that's free until you get a job. I have made remarks that I do not agree with.

San Francisco, CA
lambdaschool.com
Joined December 2010

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    1. Austen Allred‏Verified account @AustenAllred Apr 4

      Competition: Find the craziest graph that shows how bad the student debt crisis really is

      68 replies 1,091 retweets 1,933 likes
      Show this thread
    2. CFB Data Lab‏ @redmondlonghorn Apr 4
      Replying to @AustenAllred

      Couple of thoughts: 1) the biggest issues in student debt are with for-profit colleges and universities--default rates are much higher and the ROI on those tuition dollars is very often approximately zero. Curtailing that scam would be a huge step in the right direction.

      2 replies 0 retweets 22 likes
      Austen Allred‏Verified account @AustenAllred Apr 4
      Replying to @redmondlonghorn

      Unfortunately that's simply not true (though for-profits are among the worst offenders)pic.twitter.com/WBzHhF8ZMI

      9:53 PM - 4 Apr 2018
      • 5 Retweets
      • 69 Likes
      • Vittoria dieing Akshay Chalana Tiana Brian  Cliette Josherducken - Luiz Henrique C Dr. Kate Antonova
      3 replies 5 retweets 69 likes
        1. New conversation
        2. CFB Data Lab‏ @redmondlonghorn Apr 4
          Replying to @AustenAllred

          Your chart shows that default rates on loans for For-Profit colleges is much higher than for Four Year public and private colleges. They also tend to have a very low ROI.

          2 replies 0 retweets 6 likes
        3. Austen Allred‏Verified account @AustenAllred Apr 4
          Replying to @redmondlonghorn

          yes, but not drastically, and it's certainly not true that four year public/private are close to zero. And public two-year is even worse than for profit.

          4 replies 1 retweet 23 likes
        4. CFB Data Lab‏ @redmondlonghorn Apr 4
          Replying to @AustenAllred

          I just noticed that you are the CEO of an online school, which I assume is for-profit. Perhaps your school is different than ITT Tech, Univ. of Phoenix, etc.. I hope so.

          2 replies 0 retweets 8 likes
        5. Austen Allred‏Verified account @AustenAllred Apr 4
          Replying to @redmondlonghorn

          You tell me https://lambdaschool.com/about/ 

          2 replies 2 retweets 61 likes
        6. CFB Data Lab‏ @redmondlonghorn Apr 4
          Replying to @AustenAllred

          Sounds very different. Hopefully it is a good business model for you. You definitely have a stake in the success of your students, unlike most others.

          0 replies 0 retweets 41 likes
        7. End of conversation
        1. New conversation
        2. CFB Data Lab‏ @redmondlonghorn Jul 11
          Replying to @AustenAllred

          I just realized I never got to the second point I was going to make and since people are suddenly interested in these Tweets again, I guess I ought to. 1/

          1 reply 0 retweets 0 likes
        3. CFB Data Lab‏ @redmondlonghorn Jul 11
          Replying to @redmondlonghorn @AustenAllred

          The average student debt per household is over twice the median amount, which indicates a massive skew in borrowing at the high end. In other words, there is a small minority of “super borrowers” who skew the entire distribution. 2/

          1 reply 0 retweets 0 likes
        4. CFB Data Lab‏ @redmondlonghorn Jul 11
          Replying to @redmondlonghorn @AustenAllred

          That doesn’t mean that there isn’t a problem, but it does indicate that simply looking at average debt levels is very misleading in terms of the scope of the problem. 3/

          1 reply 0 retweets 0 likes
        5. CFB Data Lab‏ @redmondlonghorn Jul 11
          Replying to @redmondlonghorn @AustenAllred

          It is also highly likely that these super borrowers account for a disproportionately large amount of defaults. Another important bit of context.

          0 replies 0 retweets 0 likes
        6. End of conversation
        1. andrew failor‏ @FailorAndrew Jul 11
          Replying to @AustenAllred @redmondlonghorn

          For profit two year and four year need to be split up to make that graph fare. Misleading putting those together and splitting out for not profit since two year has higher default rate.

          0 replies 0 retweets 0 likes
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